ELIGIBLE CLASSES INCLUDE, BUT NOT LIMITED TO:

• Elderly Care - Nursing Homes, Skilled Beds, Independent or Assisted Living
• Wilderness Therapy - Teens & Adults
• Foster Care - Children, Adults
• Group Homes - All Types
• Hospice
• Home Health Care
• Shelters - Halfway Houses
• Adoption agencies, both domestic and international

PROHIBITED CLASSES:

• Prisons/lock up facilities
• Abortion clinics

COVERAGES: General Liability, Professional Liability, (including sexual abuse/molestation) Property, Inland Marine, Umbrella or Following Form Excess, Directors & Officers Liability,  Auto Liability and Physical Damage.  This program can also be structured to cover Domestic Social Services with Foreign Exposure, Kidnap & Ransom, Travel Accident, International Workers Comp & Foreign Non Owned Auto

COVERAGE HIGHLIGHTS:

• General Liability Occurrence Form Available
• Covers employees, directors, trustees, officers, volunteers and students while acting on behalf of the agency, as well as committee members, government authorities, funding sources and institutions
• CGL form includes Bodily Injury/Property Damage, Personal Injury, Advertising injury, Employee Benefits and Products/Completed Operations
• Broadened definition of "Professional Incident" to include medical services
• Broadened definition of "Named Insured"
• Broadened definition of Contractual Liability to provide indemnification status by the Named Insured to persons or entities and includes verbal obligations
• Physical Abuse & Sexual misconduct is included with no "resident on resident" exclusion
• Flat Premiums; not subject to audit
• CGL extended to cover athletic events sponsored by insured if related to the care or treatment of insured clients
• Professional coverage does not have an employed Physician exclusion

Assisted Living Facility - Liability Insurance Application 

Elderly Group Home Application 

Nursing Home Application 

Property Application 

Social Services Application 

Contact:  Mike Mullens               MMullens@LondonAmericanTX.com

Dallas, TX:  214-373-3936 X 206