Group Personal Excess Liability Protection

The Group Personal Excess Liability Protection policy is designed for purchase by firms or organizations seeking to provide Personal Excess Liability for key individuals.

    Insured defines the group such as:

• All Vice Presidents
• All Managers
• All Partners
• All Department heads



• Individual limits per person
• Limits up to $25,000,000
• Coverage written in all 50 states
• Worldwide Coverage Territory
• Defense expenses in addition to policy limits
• Drop down 1st dollar coverage for autos you hire for less than 30 days
• Drop down 1st dollar coverage for a watercraft or recreational vehicle you hire for less than 30 days
• Coverage for racing an owned or non-owned sailboat
• Automatic coverage for newly acquired automobiles, watercraft and recreational vehicles for the 1st 30 days of ownership
• Coverage for 1,2,3 or 4 family dwelling, condominium, or cooperative which is held in trust for the purpose of transferring ownership to a family member.
• Domestic Partner Coverage
• Bodily Injury & Property Damage for any insured owning or operating a home based business with less than $25,000 gross, annual receipts
• Bodily Injury, Property Damage and Personal Injury coverage for Directors & Officers of any not-for-profit organization or condominium, cooperative or homeowners association

group_personal_excess_liability.pdf